In lending and other financial services, issues often arise from unclear terms and conditions, unexpected fees or charges, or unaffordable lending. By knowing what to look out for, you can better protect yourself and make more informed decisions. Read our quick guides to common issues below.
Loans and Credit
Take time before you sign any credit contract or loan agreement. It’s important to understand fees and charges, interest, your payment obligations, and what to do if you are behind in payments. MoneyTalks is a free helpline providing budgeting advice for individuals, family and whānau. Find a Financial Mentor near you or contact 0800 345 123 to talk to a trained Financial Mentor