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New CCCF Act drives a culture of compliance

Directors and senior managers of lenders (including some mobile traders) must comply with the Credit Contracts and Consumer Finance Act 2003 (CCCF Act) from 1 October 2021.

From 1 October 2021, directors and senior managers of consumer credit providers, including mobile traders selling goods on credit, will need to exercise due diligence to ensure that the creditor complies with its duties and obligations under the Credit Contracts and Consumer Finance Act 2003 (CCCF Act). The new due diligence duty obliges and incentivises individual corporate officers to drive a culture of compliance with the CCCF Act from the top down.

Please take the time to read the guidance so that you understand this new obligation:

https://comcom.govt.nz/__data/assets/pdf_file/0027/256329/Guidance-on-due-diligence-duties-for-directors-and-senior-managers-2021.pdf.

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